There are currently the following rulesets available:
They are free and community-maintained rules (further information) and cover scanning activities, attack patterns agains various protocols, blacklists and more. No registration is required to use those rules.
These rules are usually more than 30 days old and can be used for free. Registration is required. Usually, the quality of these rules is a bit better than these of the Emergingthreats.net Community Rules.
These are free and GPL licenced snort rules. Usually, the quality is good. According to the Snort blog, no registration is required.
Same as above, but they are chargeable and more current. These might be useful in productive environment, where you need reliable and up-to-date IDS rules.
The Emerging Threads Pro is a timely and accurate rule set for detecting and blocking advanced threats. It will be daily updated and covers more than 40 different categories of network behaviors, malware command and control, DoS attacks, botnets, informational events, exploits, vulnerabilities, SCADA network protocols, exploit kit activity, and more.
There is no clear answer to this and it might depend on many circumstances.
Please consult with your security consultants which ruleset you need. You are quite likely to need a commercial, large and up to date ruleset.
Consider if you need a cyber security team, but the minimum would be a commercial ruleset with a large number of rules enabled.
Consider the consequences of a compromise. If they are serious, either to you or to someone else (don't forget your responsibilities under the GDPR), you should be using the Talos ruleset for users with subscription, otherwise you may get by with either Talos ruleset for registered users or Emerging Threats Community Ruleset.
The Emerging Threats Community Ruleset is probably sufficient, but you could use the Talos ruleset for registered users. A policy of Balanced-between-Security-and-Connectivity is probably sufficient. If you volunteer for a charity or similar and as a consequence keep either personal or financial information on your home network, you should consider the Talos ruleset for users with subscription, but you should be eligible for the personal use licence, which is much cheaper.